OUR IMPACT

A brighter financial future starts here.

A brighter financial future starts here.

Through Gifted Savings, students are building financial knowledge, developing saving habits, and feeling more hopeful about their futures. Explore the results and hear their stories below.

What Our Students and Teachers Say

What Our Students and Teachers Say

2025–2026

Student Outcomes

Student Outcomes

By the end of the Gifted Savings program, students reported being more knowledgeable about money, building better money habits, and feeling more hopeful about their futures.

Students are building financial knowledge

Students are building financial knowledge

59%

59%

↑ 48 pts

Feel knowledgeable about investing

Rated their investing knowledge fairly or very high, up from 11% at the start of the school year.

Start of year

11%

Year-end

59%

44%

44%

↑ 30 pts

Feel knowledgeable about personal finance

Rated their overall financial knowledge fairly or very high, up from 14%.

Start of year

14%

Year-end

44%

55%

↑ 29 pts

Consider the power of compound interest

Said they were very or extremely likely to consider its effects when making financial decisions, up from 26%.

Start of year

26%

Year-end

55%

55%

↑ 29 pts

Consider the power of compound interest

Said they were very or extremely likely to consider its effects when making financial decisions, up from 26%.

Start of year

26%

Year-end

55%

Students are putting thoughtful habits into practice

Students are putting thoughtful habits into practice

66%

66%

Save regularly

Reported saving money fairly or very often, up from 52%.

52%

66%

↑ 14 pts

73%

73%

Make a shopping list

Reported making a list at least somewhat often, up from 57%.

57%

73%

↑ 16 pts

Start of program

End of program

Students are looking ahead and thinking of others

Students are looking ahead and thinking of others

55%

55%

Feel optimistic about their financial future

Up from 38% at the start of the school year.

38%

55%

↑ 17 pts

73%

73%

Report giving without expecting something back

Reported showing generosity to someone they didn’t know, without expecting anything in return, up from 62%.

62%

73%

↑ 11 pts

Start of program

End of program

Understanding the findings
University of Georgia

Understanding the findings
University of Georgia

Results compare baseline and year-end student surveys for 2025–26, analyzed with the University of Georgia’s College of Family and Consumer Sciences. Findings reflect students’ self-reported knowledge, attitudes, and behaviors; they do not establish that the program caused these changes.

Loved by Students

“Someone investing in my future showed me that my goals actually matter and are worth working for. It made me want to be more responsible, save more, and make smarter decisions so I don’t waste the opportunities I’ve been given.”

M

Matthew

Clarke Central

Gifted Savings 2026

“Having someone invest in your future instills a profound sense of responsibility and validation. It shifts your financial mindset from mere survival to long-term growth, transforming the way you think, feel, and act regarding your resources and goals.”

L

Llnyah

Yellow Springs High School

Gifted Savings 2026

“Before, I mostly thought about money in the moment. But now, I think about long-term benefits and how small decisions today can affect my future. Money isn’t just for spending; it can be used as a tool to build stability and create opportunities.”

L

Laila

Clarke Central

Gifted Savings 2026

“I’ve always wanted to invest but never had the funds or ability to. Now I’ve learned and can use my knowledge and this money to start learning more in investments I have control over. Most of the money I make right now I’m putting to my college tuition so I can use this money to start building my future.”

A

Ainsley

Yellow Springs High School

Gifted Savings 2026

“It made me think about money as something that can grow over time instead of something that’s just spent in the moment. I feel more responsible and motivated to make thoughtful decisions, knowing that someone believed in my future.”

A

Alex

Classic City

Gifted Savings 2026

“I am so incredibly thankful to you for helping me and my peers out in the long run. I never would have imagined having someone do this for me. And I’m forever thankful.”

J

Jayda

Yellow Springs High School

Gifted Savings 2026

“Seeing someone invest in my future made me take my goals more seriously. It showed me that my future matters, so now I try to make smarter decisions with my money and think about long-term success.”

A

Alarria

Classic City

Gifted Savings 2026

“Their belief in me made me take my goals more seriously. Their investment didn’t just help me in the moment — it pushed me to build a future where I can eventually invest in someone else the same way.”

C

Carlos

Clarke Central

Gifted Savings 2026

“I am so thankful you chose to invest in my future. I’m going to graduate high school having more knowledge in this world and plan to invest more myself in the future. Thank you for being so generous.”

A

Alessandra

Cedar Shoals

Gifted Savings 2026

CASE STUDIES

See the impact in our partner communities.

See the impact in our partner communities.

ATHENS, GEORGIA

Clarke County High Schools

Across Clarke Central, Cedar Shoals, and Classic City High Schools, graduating seniors are becoming investors.

Explore Clarke County →

LOS ANGELES, CALIFORNIA

Westbrook Academy

At the start of the program, 96% of students had no investments. Explore their experience with Gifted Savings.

Explore Westbrook Academy →

YELLOW SPRINGS, OHIO

Yellow Springs High School

An earlier community partnership helped lay the groundwork for bringing Gifted Savings to high school students.

Explore Yellow Springs →

YELLOW SPRINGS, OHIO

Yellow Springs Adult Pilot

Yellow Springs Adult Pilot

An earlier adult pilot, studied by the University of Pennsylvania, explored how gifted savings shaped financial habits over six months.

An earlier adult pilot, studied by the University of Pennsylvania, explored how gifted savings shaped financial habits over six months.

Read the research report →

Help more students look ahead with confidence.

Help more students look ahead with confidence.

Bring Gifted Savings to your school or community—or help fund the next student’s financial future.

100% of every gift goes directly to student portfolios. Operating costs are covered by a small group of patrons.

100% of every gift goes directly to student portfolios. Operating costs are covered by a small group of patrons.