CASE STUDY

Empowering Adults in Yellow Springs, Ohio

A program giving $2,000 in investments to adults within three times the federal poverty level.

CASE STUDY

Empowering Adults in Yellow Springs, Ohio

A program giving $2,000 in investments to adults within three times the federal poverty level.

CASE STUDY

Empowering Adults in Yellow Springs, Ohio

A program giving $2,000 in investments to adults within three times the federal poverty level.

IN PARTNERSHIP WITH

Research Results from University of
Pennsylvania’s Center for Guaranteed Income

33%

Increase in recipients who regularly save (after just 6 months of the program)

100%

Increase in recipients’ confidence of their financial knowledge

86%

Of participants reported being more open to exploring investments

Read the Full Report

What Impact Did Gifted Savings Have?

Many shifted savings horizons from short-term (next few months) to longer-term goals (next year or beyond).

Many shifted savings horizons from short-term (next few months) to longer-term goals (next year or beyond).

Participants reported increased savings motivation and future-oriented financial thinking.

Participants reported increased savings motivation and future-oriented financial thinking.

Only 4 participants used the $500 emergency withdrawal, but its existence provided psychological relief for others.

Only 4 participants used the $500 emergency withdrawal, but its existence provided psychological relief for others.

Partnerships That Made it Possible

We partnered with the community and research experts to study the impact of gifting investments.

We partnered with the community and research experts to study the impact of gifting investments.

We partnered with the community and research experts to study the impact of gifting investments.

Read the Full Report

Read the Full Report

What Participants Are Saying

What Participants Are Saying

“I now see myself as someone with savings and money to invest. I used to think of money as something you save and spend, save and spend—like a monthly budget. But thinking about how to make your money make money, that’s rich people thinking. Now I’m starting to do some rich people thinking.”

“I now see myself as someone with savings and money to invest. I used to think of money as something you save and spend, save and spend—like a monthly budget. But thinking about how to make your money make money, that’s rich people thinking. Now I’m starting to do some rich people thinking.”

—RECIPIENT, YELLOW SPRINGS

“This program helped me rethink my approach to money—it’s no longer just about spending or saving; it’s about making my money grow.”

“This program helped me rethink my approach to money—it’s no longer just about spending or saving; it’s about making my money grow.”

—RECIPIENT, YELLOW SPRINGS

“This is the first time I’ve had savings that I didn’t touch immediately.
It’s taught me discipline and the power of long-term planning.”

“This is the first time I’ve had savings that I didn’t touch immediately.
It’s taught me discipline and the power of long-term planning.”

—RECIPIENT, YELLOW SPRINGS

“I’ve never felt more optimistic about my finances. This program makes me feel like someone believes in my potential.”

“I’ve never felt more optimistic about my finances. This program makes me feel like someone believes in my potential.”

—RECIPIENT, YELLOW SPRINGS