CASE STUDY
Empowering Adults in Yellow Springs, Ohio
A program giving $2,000 in investments to adults within three times the federal poverty level.
CASE STUDY
A program giving $2,000 in investments to adults within three times the federal poverty level.
Many shifted savings horizons from short-term (next few months) to longer-term goals (next year or beyond).
Participants reported increased savings motivation and future-oriented financial thinking.
Only 4 participants used the $500 emergency withdrawal, but its existence provided psychological relief for others.
We partnered with the community and research experts to study the impact of gifting investments.
Read the Full Report“I now see myself as someone with savings and money to invest. I used to think of money as something you save and spend, save and spend—like a monthly budget. But thinking about how to make your money make money, that’s rich people thinking. Now I’m starting to do some rich people thinking.”
—RECIPIENT, YELLOW SPRINGS
"To the donor making this program possible, thank you. Your generosity goes beyond providing financial assets; you’re giving our students hope and belief in their own potential. You’re providing an opportunity for these students to envision futures where they are financially literate, responsible, and prepared to make wise choices."
“I now see myself as someone with savings and money to invest. I used to think of money as something you save and spend, save and spend—like a monthly budget. But thinking about how to make your money make money, that’s rich people thinking. Now I’m starting to do some rich people thinking.”
—RECIPIENT, YELLOW SPRINGS
—YELLOW SPRINGS RECIPIENT
—YELLOW SPRINGS RECIPIENT
—YELLOW SPRINGS RECIPIENT